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Withdrawals pay out USDC from your trading wallet to any address you choose. No ETH needed, no gas station detour — you sign, and Speculate’s relayer handles the rest.
The trading is simulated, the stakes are real. Your competition balance is practice capital — but the USDC in your wallet is real, and withdrawing it is a real on-chain transfer to a real address.

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Gasless by design

A withdrawal needs two signatures from you: a permit and a withdrawal authorization. That’s it — no wallet top-up, no scrambling for ETH to pay gas.
1

You sign

Sign the permit and the withdrawal authorization. Both are off-chain signatures — free, instant, no gas.
2

Relayer submits

Speculate’s relayer takes your signed authorization and submits the transaction on-chain, fronting the gas.
3

Gas deducted in USDC

We cover the gas and deduct it in USDC. No ETH needed on your end — ever.

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Two paths

Withdrawing USDC to the same chain your wallet is funded on is direct and near-instant. Your relayer-submitted transaction settles on-chain and the USDC lands straight in your destination address.

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Fees

Before you confirm anything, you see the full breakdown:
FeeWhat it isWhen it applies
Network feeThe on-chain gas, charged in USDCEvery withdrawal
Operational bufferA small buffer on top of gasEvery withdrawal
Bridge feedeBridge’s cross-chain fee — a 0.04% protocol fee plus a small solver spreadCross-chain only
The confirm dialog shows what you’ll receive after fees before you commit — an exact figure for same-chain withdrawals, and a close estimate for cross-chain (the bridge rate can move slightly). Same-chain is the cheapest path since there’s no bridge fee to add.
For the full rate card and how withdrawal fees compare to everything else on the platform, see Fees.

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Status

Every withdrawal moves through these states:
1

Queued

Your signed authorization has been received and is waiting to be submitted.
2

Submitted

The relayer has broadcast the transaction on-chain (and, for cross-chain, handed it off to deBridge).
3

Confirmed

The source-chain transaction is finalized. Same-chain withdrawals have landed at your destination; cross-chain, the bridge delivers to your destination shortly after.
4

Failed

If a withdrawal can’t be completed, it’s marked failed — and you’re not charged. Your USDC stays in your wallet, ready to try again.

Deposits

Funding your trading wallet, the other half of the flow.

Fees

Every fee on Speculate, withdrawal costs included.